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"...a new beginning for us."

"When we signed up to participate in ADE, we were current with all our creditors but couldn't ever seem to get them paid off.  I didn't know how much longer we could "tread water".  What if we had an emergency?  That was close to two years ago.  Today, we have paid off over $43,000 worth of debt and closed 7 accounts!  If we keep going at this pace, we will be completely debt free, including the mortgage, in less than 7 years.  That brings a huge smile to my face!  Last year about this time we participated in a seminar called Invest In Your Debt.  It was during the seminar that I realized why we were still just "treading water"; not ever getting any one debt paid off.  I wasn't focused.  The ADE program is a new beginning for us because it forces us to be focused.  It shows which debtor to pay first, which to pay second and so on.  The credit debt is paid out of a separate account from our monthly household expenses.  IYD does it for us; we transfer the money needed into the account and they write the checks.  They are focused on which debt to pay off first, then write minimums payments to the rest of our creditors.  We are able to track our progress through an online report that tells us which bills were paid, the amounts and the approximate remaining balance.  Once our debt investment kicked in we saw rapid progress.  Now we are both excited about the future.  We couldn't done it without the help of the ADE program." -Ken & BG

"We have been on the ADE program for over one and half years.  We just paid off our fifth debt!  What a great feeling!  We would have never had the discipline to do this on our own.  We are true believers in this program and look forward to the day when we can say we are DEBT-FREE!" --Scott & Teri Mitchell 

 

 

 

 

 

 

Why is ADE so Effective?

 

If I could help you pay off all your debts, student loans, consumer debts, credit cards and car payments in as little as 1 to 3 years, wouldn't you be curious to know how?

What if I told you that you could pay off a 30-year mortgage in another 4 to 5 years � and consequently save tens of thousands of dollars in interest fees?

And �if I told you that you could do all this � even cut your effective interest rates in half, some to less than 2.5% � without any further out of pocket costs and without doing expensive balance transfers, refinancing, or even talking to a banker!

And �. If I told you it's not Consumer Credit Counseling, Debt Consolidation, Debt Settlement, Debt Management, or Debt Negotiation. And it's not a consolidation loan, new mortgage or HELOC Program, or a loan of any kind��..

�� wouldn't you want the secret to how it's done?

You can use our ADE Needs Analysis Debt Calculator to enter you list of debts and find out how quickly you can get out of debt without harming your credit score.       

Click here to use the free calculator.

Hi, I'm Dave Ireland and founder of IYD Inc., the "Invest in Your Debt" Company and the Automatic Debt E-Racer (ADE) Process. I'm here to tell you that all these things, and more, may be absolutely possible for you, and with no additional cost to you.

Today - I'm extending an invitation to you to get a Complimentary Educational Financial Consultation about your current debt situation. (A $59 value) 

Give me the thumbs up � and we'll analyze your debt situation and show you how, according to our Automatic Debt E-Racer Process �

.. How dramatically we can slash your effective interest rates --- by half --- even for some, to below 2.5%!

.. How to get completely out of debt  --  not in 10 years  --   but for some,  in as little as 3-5 years!

.. How much money your creditors are willing to pay you for using our ADE Program.

All of this of course is strictly confidential and private. 

Frequently Asked Questions

What is the ADE Process?

The ADE Process is a very tall, sturdy three-legged stool that will help you achieve True Financial Freedom. On top of the stool is your debt; and without each of the three legs being sturdy and strong your debt will come tumbling down on you.

The Envelope/Spend Smart Educational and Software System is leg one of your stool. It is strong and flexible and will allow you to manage your everyday spending to your advantage and not the creditors.

Leg two is the Interest Rate Reduction Mentoring Process. It too is very strong, flexible and whether you have good credit or bad credit, it is ready to dramatically cut your high credit card interest rates in half.

The third leg is the strongest, most flexible; and is slightly longer than the other two legs. It is the Linear Math, Critical Path Methodology that will totally and completely wipe out all of you debts in record time. It is powered by our proprietary, ADE Software. This sophisticated software uses complex algorithms to prioritize your debt in an order that rapidly erases all your debts in record time while optimizing your cash flow and not the creditors. This powerful third leg is slightly longer than the other two legs, so it can gently, but firmly allow your consumer debts, car loans, students and even your 30 year mortgage to just slide off the top of the stool and into oblivion.

What's so great about the Automatic Debt E-Racer (ADE) process? 

Here's what �

You've no doubt heard of a 401k plan.  It's simply a savings plan where your employer administers the process on your behalf by putting away money for savings.  Well imagine having a 401k plan that worked on your behalf to pay off your debts so you didn't have to!

Now why would you want to do this?

Here's why:

Use the ADE Process and watch as it automatically works to pay your bills and manage your liabilities in such a way that it optimizes your cash flow and not the creditors, thus assuring your success.  Your effective interest rates will be cut in half; debts will be paid in the proper order and paid on time so you never incur another late fee.  All monies will remain in your checking account and under your control.  With your approval and blessing, we manage the whole process with you and for you. 

Imagine the heartache and the agonizing hassle of dealing with a pile of bills - gone! Never again! Under your direction and with your approval, we handle it all for you, so you can focus on what you do best.

You'll have 24/7 online access to your own private ADE Progress Report.  Wherein you can always check in and see positive developing results � such as �

--  The date each of your debts will be paid

--  The remaining balance of each of your debts  

--  When each of your debts will be eliminated

--  The total debt eliminated to date

--  How many months before you will be debt free

You are in complete, and total control of this process.  You call the shots, we respond.  You can make changes to your plan (add debts, remove debts, change amounts or change payment dates, etc.) as often as you want - free of charge.

Picture the wonderful relief of not having to tangle with that mountain of bills. Consider the peace of mind you'll have knowing that you have an automatic "Debt Elimination 401k" plan in action, methodically, scientifically paying off your debts for you - at no additional cost to you! Your Creditors reimburse pay for the program.

My revolutionary ADE Process doesn't cost you money, it costs the Creditors money. It actually puts money in your pocket!  How?  Without this program, you will certainly pay thousands, even tens of thousands of dollars in outrageous interest fees and late charges.  Why not keep more of your money and spend it on the things you want?

The ADE Process will pay your bills and manage your liabilities in such a way that it optimizes your cash flow and not the creditors. You will learn to spend smarter and manage your spending with the revolutionary Envelope System. It�s similar to the very affective envelope system our grandparents used, but brought into the 21st century.

Your effective interest rates will be dramatically reduced; debts will be paid in the proper order and be paid on time so that you never incur another late fee, while your debt just melts away. Did you know if you have as little as 7 debts, there are 5040 different ways you can prioritize these debts for payoff. Our ADE Software figures out which one of these 5040 ways is best for you. This proprietary software is 5 years in development and is very sophisticated and extremely powerful.

As a point of interest, all monies will remain in your checking account and under your control. All that IYD does is manage the process for you. You focus on what interests you most and what you are good at; raising a family, developing a career and making money, while IYD will focus on what it is good at; eliminating your debt rapidly.

While using the ADE Process, you'll also be pleasantly surprised as your credit score improves, dramatically in some cases.  Improve your credit score and suddenly things that were once "out of reach" for you now become affordable to you.  It's a win, win situation all around.

Better still, there's no hidden costs, charges or obligations with ADE.  We do not sell mortgages, insurance, mutual funds, etc. We are strictly educators focused on helping you become debt free - quickly, easily and legally.

Frequently Asked Questions

Here's the next step:

If you'd like some PLAIN TALK instead of the usual sugar-coated sales pitch or marketing hype, then take advantage of this opportunity to speak with me. There is no cost or obligation for this consultation.

To request a consultation, simply fill in the information requested below. I, Dave Ireland will call you back as soon as possible to discuss your situation and answer your questions.

 

Privacy Notice

There's no cost.  No obligation.  And no commitment when you do so.

Please note: I hate spam as much as you do. I will not sell or rent your information to anyone.

or you can use our ADE Needs Analysis Debt Calculator to enter you list of debts and find out how quickly you can get out of debt without harming your credit score.       

Click here to use the free calculator.

 

I await your reply


What Could be Better than That?

               

The analogy that makes the most sense to me is losing weight. The concept is easy; just burn more calories than you take in! You do that and I guarantee you will lose weight; I�ll stake my life on it. Getting out of debt is the same way. Just prioritize your debts (and the highest interest rate is not the best way to pay off debt) and roll run debt into the other and I guarantee you will be debt free. However, like losing weight, it�s a lot easier said than done. We are faced with offers for consolidation loans, new toys to try, new things to buy. Like losing weight the marketers are constantly bombarding us with new �Twinkies�, new restaurants to visit, and etc. Thus it is almost impossible for us to lose weight or get out of debt. However, if someone had a program that would do all the exercising for you, and eat all the right foods for you, but you could go on living your life as you do today, but they did all the work and you lost all the weight; now that would be awesome. Sorry, I don�t have that kind of weight lose program for you. However, with respect to your debt, the ADE Process does all that for you.

ADE is designed to save you money!
It costs you nothing!

Your creditors pay for the ADE Process and they don�t even realize it!

WHAT A CONCEPT!  

 

If you would like to know more about the unique ADE

 Program call Dave at 888 913 8786

Dave Ireland, the �Debt Professor� has been helping people achieve True Financial Freedom since he retired from the Eastman Kodak Company in 1992. He is an accomplished author and Professional Speaker lecturing in Colleges and Universities all across North America. He teaches people how live a debt free, stress free lifestyle that is totally self empowering. If you owe no one, you own everything, including you life.

 

 

Do you have the Great American Debt Opportunity?

The opportunity to turn your debt into Real Wealth and True Financial Freedom for Yourself and your Family.

Would you like to talk about your debt situation?

Need some friendly professional
advice without a sales pitch?

 
Request a Complimentary 30-Minute
Phone Consultation (A $59 Value)

NOTE: There is no cost or obligation for the consultation, and your information will be held in strict confidence.)


You May Also Email Your Debt-Related Questions to:

Dave@Investinyourdebt.com

Or Call  

1-888-913-8786

or you can use our ADE Needs Analysis Debt Calculator to enter you list of debts and find out how quickly you can get out of debt without harming your credit score.       

Click here to use the free calculator.

Frequently Asked Questions

 


Just looking to understand Debt Elimination better?

Download my FREE 12-Page E-Book:

A Dozen Facts You Must Know About Debt

IF Your Serious about Getting Rid of Your Debt

By Dave Ireland
 

ADE - Will It Work for YOU?


Request a Complimentary 30-Minute Telephone Consultation
 

Not sure if the ADE Program makes sense for your situation?

  Tired of talking to sales reps?
  Shocked by the high fees charged by Coaching Companies?
  Get the straight story from a professional who's not trying to "sign you up" to make a commission.
   No catch. No obligation. Just good helpful information from an industry        expert.

 

I've been conducting Debt Elimination Seminars, Classes and Lectures in Colleges, Universities, Corporations, Businesses and Churches all across the country since 1994. I�ve been teaching and showing people how to lead a debt free, stress free lifestyle and how to build real wealth and achieve True Financial Freedom by eliminating their debts. I�ve taught tens of thousands of regular Middle Class American that make $50,000, $20,000, and even $200,000 and are sick and tried of l living from pay check. I�ve shown them how to break this vicious cycle by turning their debt into and real wealth beyond their wildest dreams. And the best news is I don�t have a hidden agenda. I do not sell stocks, mutual funds, insurance, mortgages or anything except True Financial Freedom. I�m strictly an educator on a mission to Eliminate all the Debt on Planet Earth. As the former executive of a major corporation, and Founder, President and CEO of IYD Inc, the �Invest in Your Debt� Company, I've worked with thousands of people dealing with financial challenges. I know what works and what doesn't. The ADE Program makes sense for many consumers. For others it may not be an appropriate solution.

If you'd like some PLAIN TALK instead of the usual sugar-coated sales pitch or marketing hype, then take advantage of this opportunity to speak with one of my certified consultants. There is no cost or obligation for this consultation.   

To request a consultation, simply fill in the information requested below. I or one of my certified consultants will call you back as soon as possible to discuss your situation and answer your questions.     

                        

 

Frequently Asked Questions

or you can use our ADE Needs Analysis Debt Calculator to enter you list of debts and find out how quickly you can get out of debt without harming your credit score.       

Click here to use the free calculator.

 

Privacy Notice

Invest In Your Debt is a BBB Accredited Business. Click for the BBB Business Review of this Financial Services in Austin TX

Please note: I hate spam as much as you do. I will not sell or rent your information to anyone. 

 

 

Bonus For Our Visitors:

Access the IYD Debt Calculator, free for life, with the purchase of the Invest In Your Debt Textbook